“Medicare isn’t just paperwork; it’s a major life decision. I started this family owned company to provide straightforward Medicare education and enrollment support, helping you understand your choices and avoid unnecessary mistakes.” – Matt Maresch
Connect with a Senior Healthcare Planning expert for personalized guidance through your Medicare options. Please select whether you are a new or returning client.
“Medicare isn’t just paperwork; it’s a major life decision. I started this family owned company to provide straightforward Medicare education and enrollment support, helping you understand your choices and avoid unnecessary mistakes.” – Matt Maresch
Medicare Part B premiums jumped significantly in 2026. The standard monthly premium rose to $202.90, up nearly 10% ($17.90) from $185 in 2025. This marks the first time it exceeded $200 and is the second-largest dollar increase in program history. For many on fixed incomes, this eats up a big chunk of the $56 monthly Social Security COLA in 2026, nearly one-third for some retirees.
Selecting this option will take you to our Medicare guidance hub. Senior Healthcare Planning agents provide clear education, practical tools, and step-by-step support to help you make confident Medicare decisions, not just for today, but create long lasting relationships.
When you become a client, we don’t just enroll you in a plan and disappear. We’re here for ongoing support and guidance year after year, especially during Annual Enrollment Periods and whenever life-changing events occur that could impact your Medicare coverage.
We support people who are new to Medicare, those already enrolled in a plan, and clients who want ongoing help year after year. Select the option below that best describes your situation, and we’ll provide the right guidance and next steps.
Original Medicare—made up of Part A (hospital insurance) and Part B (medical insurance)—provides a strong foundation for your healthcare, but it doesn’t cover everything.
That’s where private insurance options help fill the gaps. Medicare Advantage plans (Part C) bundle your hospital, medical, and often prescription drug coverage into one convenient plan, and many also include valuable extras like dental, vision, and hearing benefits. Medicare Supplement (Medigap) plans help pay the out‑of‑pocket costs that Original Medicare leaves behind, such as deductibles, copays, and coinsurance. Stand‑alone Part D drug plans ensure you have prescription coverage if you stay with Original Medicare, and separate dental, vision, and hearing plans can be added to round out your protection. Together, these options allow you to build a more complete, predictable, and personalized healthcare plan that fits your needs and budget.
Original Medicare covers things like inpatient hospital care, doctors’ services and tests, and preventive services.
Medicare Advantage (Part C) is a private, “All-In-One” alternative to Original Medicare offered by approved insurance companies.
Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare, like copayments, coinsurance, and deductibles.
Medicare does not need to be hard, we follow a 3-step process to get clear guidance, understand your options, and choose the right plan with confidence plus ongoing support as your needs change.
A quick, private meeting to understand your situation, goals, doctors, prescriptions, and budget so we can guide you the right way.
We explain your options in plain English and help you understand what matters most, so you feel confident before making any decisions.
Once you’re clear on your choices, we help you select and enroll in the plan that fits you best—then stay available for ongoing support.
“Nearly 90% of Medicare beneficiaries are age 65 or older”
-Forbes
Understand Parts A, B, C, and D without the confusion.
Clear comparisons so you choose the right path for your budget and lifestyle.
Verify your providers are in-network before you enroll.
We help you avoid overpaying and confirm your medications are covered.
We re-check your plan each year as costs, networks, and benefits change.
You get a team you can call, not just a one-time enrollment.
Most people enroll during their Initial Enrollment Period (IEP), which starts 3 months before the month you turn 65 and ends 3 months after.
Medicare Advantage (Part C) is a plan that replaces Original Medicare and usually includes extra benefits.
Medigap (Supplement) works alongside Original Medicare to help cover out-of-pocket costs (and you usually add a separate Part D plan).
In many cases, yes Part D helps protect you from late-enrollment penalties and gives you coverage if your medication needs change later.
It depends on the plan. With Medicare Advantage, you may need to use an in-network doctor. With Original Medicare + Medigap, you can typically see any doctor nationwide that accepts Medicare.
Medicare costs depend on what you choose:; Part B premium, plus any Medicare Advantage, Part D, or Medigap premium. Your income and county can also affect pricing.
Medicare does not cover long-term custodial care..
Medicare may cover short-term skilled care after a hospital stay, such as rehabilitation in a skilled nursing facility or limited home health services, but it is not designed to pay for extended nursing home or assisted living care.
We are paid directly by the insurance carrier when you enroll in a plan. Our compensation will never come from you and it does not come out of your premium.